Insurance Consultancy
Insurance consulting is a specialist service where advisors help customers choose the right insurance policy according to their needs. It covers areas such as life, health, vehicle, or property insurance. And we are an insurance company consultancy, we help people find the right insurance policy.
Health insurance protects you and your family's medical expenses. Let's understand the full details.
Why health insurance is necessary
Protection from huge hospital bills
Financial assistance for emergency medical situations
Preventive health checkup facility
Tax savings (under section 80D)
Main types
Individual health insurance
Family floater plan
Senior citizen plan
Critical illness cover
Top-up health policy
What is covered
✓ Hospitalization
✓ Pre and post hospitalization costs
✓ Day care procedures
✓ Ambulance charges
✓ Cashless treatment (in network hospitals)
What is not covered
✖ Pre-existing diseases (after waiting period)
✖ Cosmetic treatments
✖ War or terrorism-related injuries
Health Insurance
📢 Exclusive Offers:
Now choose the best health insurance plan for yourself and get-
✓ 10% premium discount
✓ Free health check-up
✓ Covid coverage
Health insurance protects you and your family's medical expenses. Let's understand the full details.
Why accidental insurance is necessary
Financial assistance on permanent disability/death in an accident.
Medical Expenses Coverage .(Hospital/Ambulance Expenses)
Daily Hospital Allowance (Hospital Cash)
Permanent Partial Disability Cover.
While choosing a policy, keep in mind
Coverage amount (minimum Rs 10-25 lakh)
Premium amount and payment method
Ease of claim process
Additional benefits (like education grant)
Key cover benefits
✓ Full sum insured on accidental death
✓ Permanent total disability cover
✓ Permanent partial disability cover
✓ Medical Expenses Reimbursement (Surgery/Medicine)
✓ Hospital Daily Allowance (Daily Cash Payment)
What is not covered
✖ Suicide or attempted suicide
✖ Accidents caused under influence of alcohol/drugs
✖ Incidents arising out of war/terrorist activities
✖ Injuries sustained during professional sports
Accidental Insurance
📢 Exclusive Offers:
Now choose the best health insurance plan for yourself and get--
✓ 10% premium discount
✓ Free health check-up
✓ Covid coverage
Vehicle insurance provides protection to your four-wheeler companion against accidental damage, theft and third party claims. Let's understand in detail.
Types of vehicle insurance
✔ Comprehensive Insurance - Covers both your own vehicle and third party
✔ Third Party Insurance - Legally mandatory insurance (only third party cover)
✔ Zero Depreciation Cover - Gets full value of old parts
✔ Rider Add-ons - Engine Protection, Road Side Assistance etc
Key cover benefits
✓ Accidental vehicle damage/total loss cover
✓ Full insured value on vehicle theft
✓ Third party property/life loss cover
✓ Personal accident cover (driver and passenger)
✓ Garage to destination protection
Keep in mind while choosing a policy
Keep the IDV (Insured Declared Value) appropriate
Check the claim settlement ratio
Availability of cashless garage facility
Benefit of No Claim Bonus (NCB)
What is not covered
✖ Accident caused by drunk driving
✖ Driving without a valid license
✖ Damage caused by war/natural calamity
✖ Normal wear and tear
Vehicle Insurance
📢 Exclusive Offers:
Now choose the best health insurance plan for yourself and get-
✓ Premium discount up to 20%
✓ Free 24x7 roadside assistance
✓ Quick claim settlement